Life has a way of sneaking up on you when you least expect it, pouncing, beating you into unconsciousness, emptying your wallet and running off giggling. Which is to say; life sometimes resembles a very cruel and heartless mugger. This is most evident in how it doles out medical emergencies, which not only have the potential to cripple your body, but likewise your bank account.
It’s best to try not to think about, and put your energy and attention into more important things. However, if you do want to stress about it a little, we’ve rounded up 8 medical emergencies that could have you hitting the online slots in the hopes of landing a life saving jackpot. But do keep in mind that the worst chronic diseases also happen to be the most preventable, according to the Centre for Disease Control and Prevention. So rather than worry about these costs, be sure to take preventative measures and never have to face them!
Hearts are rather fragile things, in the grand scheme of things, and tend to conk out with a bit of neglect. Be sure to eat healthy food, get enough exercise and watch your weight, in order to avoid heart disease. The cost of an artery bypass ranges between $44,824 to $448,038, according to a study conducted in 53 hospitals in the United States by the American Journal of cardiology. Jog now; avoid the $400,000 bill later.
An eight-week chemotherapy treatment varies drastically in cost, depending on the progression of the cancer and the type. The total can come in at between $100 and $30,000, so the only real answer is to keep fingers crossed that the $100 variation is what life throws at you, if it wants to throw something as terrible as cancer at you at all.
Kidneys are another part of the body that have a firm eye on your wallet, and upon failing will require either dialysis, or in extreme cases, a transplant. The cost of a transplant is around $32,000, assuming that one is available. Plus an additional $25,000 a year after the initial transplant has been done.
Type 2 Diabetes
Type 2 diabetes is a tricky one to put into perspective, given that the cost of $13,500 a year doesn’t seem that steep, especially after we’ve just seen the costs of heart disease. The trick is, however, that this is a running cost that may well keep adding up over many decades.
The cost of Lupus varies depending on the level of individual affliction. Standard costs are around $12,500 a year, but this can spike up to about $35,000 a year if the medication delivery needs to be infused.
Another tricky affliction is arthritis, which can peak at treatment costs of around $30,000 annually. The catch is that some can develop symptoms as early as their 30s, which means many decades of the costly treatment.
It is not medical bills that are the biggest cost with dementia, but rather that assisted living facilities are required, such as nursing homes. Initially, the costs will run between $41,689 and $56,290 on a yearly basis. However, in the final years of the struggle this could escalate to a staggering $250,000, depending on conditions involved.
Last on the list we have obesity. Given that there are many indirect factors linked to obesity, the biggest cost comes in form of lost productivity, and lost wages. There is no estimate for this, but it can be assumed that it is equivalent to paying for one of the above-mentioned afflictions. Bariatric surgery, used for overcoming obesity, will cost around $15,000, so best you start jogging!